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Insurance Simplified

34 Topics 69 Posts

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  • 12 Topics
    23 Posts
    I

    Considering my medical history and concerns about UMR, should my first focus be searching the New York health insurance market or consulting a broker for better long-term coverage options?

  • 5 Topics
    11 Posts
    M

    Collect all the required documents, like the death certificate, claim form, policy document, etc. After gathering all the necessary documents, submit them and obtain a receipt from the insurer.

    After reviewing the documents, the insurance company will verify them.

    If you still have a doubt, it's better to have a call with the customer support; they will guide you properly in case you left any document.

  • 7 Topics
    14 Posts
    M

    The insurance company can increase the premiums because of a change in area risk, inflation, and market trends, not because of you. But if you have a favorable credit score with no criminal record, then you can look for some other banks with better rates, like GEICO and Progressive.

  • 8 Topics
    17 Posts
    M

    Travel Guard policies typically cover emergency medical costs in Spain. And it also includes ER visits and ambulance services. In most of the cases, AIG pays the bills directly, but sometimes it allows you to pay first and then file a claim to get your money back. Always check for specific policies for coverage details and payment procedures.

  • 2 Topics
    4 Posts
    M

    Buying home insurance is not mandatory here. But if you have a mortgage, then mortgage lenders demand it.

    Home insurance covers your home from any damage, like storms, fires, etc., and your personal belongings (furniture, electronics).

    And in some cases, it gives you additional living expenses in case your house is not livable due to any issue.