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Insurance Simplified

64 Topics 170 Posts

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  • 22 Topics
    54 Posts
    C

    There is a new, emerging trend in the use of AI in health insurance. However, my concern is that if AI can deny my claim in seconds, I may need another AI tool just to fight back. How am I supposed to keep up? I just want to talk to a real person when I'm worried about medical bills, not an algorithm figuring out what's fair for my family.

  • 8 Topics
    20 Posts
    O

    If term premiums increase when I renew at 60, could a whole life policy serve as a safety net for me later? With 70% of seniors in debt, could guaranteed coverage assist my family with my final expenses?

  • 11 Topics
    29 Posts
    E

    Does that $150 annual discount for telematics even matter? Insurers already use my credit score and location to determine rates, which can increase premiums by over 100%. I'm questioning whether tracking my every move is worth such small savings.

  • 16 Topics
    39 Posts
    I

    The US government is implementing stricter immigration and visa rules. I am wondering if I will receive better protection (as I travel a lot) with comprehensive travel insurance, or if I will simply be paying higher premiums. Does all of this make travel planning more complicated?

  • 7 Topics
    28 Posts
    M

    But tell me, why am I still forced to run my insurance first when I know that the $12 cash price for my meds beats my $45 copay? Since those gag clauses were banned in 2018, shouldn’t pharmacies just let me pay the lower price upfront?