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Insurance Simplified

41 Topics 83 Posts

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  • 15 Topics
    32 Posts
    M

    @DeFiScope If employer-sponsored health insurance is too expensive and open enrollment has ended, look into these practical alternatives.

    Short-Term Health Insurance Direct Primary Care (DPC) Plans Medicaid Affordable Care Act (ACA) Marketplace Plans Special Enrollment Period (SEP) Options Association or Group Health Plans Health Reimbursement Arrangements (HRAs) Catastrophic Health Insurance Plans Healthcare Sharing Ministries Community Health Clinics

  • 6 Topics
    12 Posts
    H

    Why in the U.S , mostly term life insurance advised for most of the people, whereas whole life policies are often better suited for wealthier individuals or corporate tax strategies? And while purchasing whole life insurance, how can you prevent being duped?

  • 8 Topics
    15 Posts
    S

    I'm comparing car insurance rates and noticed they vary based on things like ZIP code and car age. Why is that? Which factors—like mileage or credit—matter most to insurers?

  • 9 Topics
    19 Posts
    B

    @Mark Okay, how helpful is the policy if it only kicks in after a 5 to 12-hour wait? What about those shorter delays that still cause problems and extra costs?

  • 3 Topics
    5 Posts
    J

    My insurance company cancels my policy, which was 5 years old, due to the recent installation of solar panels without proper notification. They didn't even give us a chance to explain things. So an insurance company can simply cancel my policy without informing us? Now what should I do now?