Should VEA be in taxable or Roth?

[Erik]

With high tax rates and VEA's significant dividends versus VTI, should I rethink keeping VEA in my taxable account, even with my desired international allocation? Would shifting VEA to my Roth be more tax-smart than my current VWO placement?

[Mark]

Yes, shifting VEA to Roth is more tax-smart, as Roth IRS offers tax-free growth and withdrawals, which makes it good for higher-yielding or less tax-efficient assets.

Consider VEA's higher dividends in taxable accounts. Analyze the long-term growth and tax implications of both VEA and VWO within your Roth account for tax-efficient international allocation.