Can I directly buy the bitcoin?

[Sofia]

To minimize transfer fees, is it okay to buy cryptocurrency straight into someone else's wallet, or could this lead to unforeseen problems later? Is there any significant risk or reason why this isn't a common practice?

[Mark]

Directly purchasing Bitcoin is not very common to do in the US, as there are many risks, like money laundering, security concerns, financial loss, tax repercussions, and drawing IRS notice.

So to avoid all these issues, it's better to use the well-established and regulated platforms for crypto transactions. Maintain trust at all times and record the transaction.