Insurance premium depends on: the truck’s model, age of the driver, location, driving history of driver, usage of the truck, type n insurance company, and many more.
Before buying a truck, be clear about your needs. If you are not going to drive much there are many companies like Telematics Services, which provides discounts according to your driving habits.
Some insurance companies offer discounts to customers so they can install some safety equipment.
While choosing a truck choose 1 rated highly for safety by groups like Insurance Institute For Highway Safety (IIHS) to save money on insurance and for better coverage.