@HashHustler said in Are they still relevant?:

I understand conservative investors like TIPS, but if the official CPI doesn’t match my living costs, can they actually protect me? In a world of high rates and rising prices, am I better off taking measured risks elsewhere?

It's a valid concern — TIPS follow the official CPI, which often misses the real-world price hikes we all feel. Most people I know balance that by mixing TIPS with stocks or real assets to grow their wealth while keeping things safe.