I have recently started traveling frequently and am in need of a reliable travel card. My requirements are; no foreign transaction fees, good travel rewards, and airport lounge access. Is there any card that fulfills this requirement?

My portfolio's year-to-date return is 8.5%, compared to SPY's 18.5% and SCHD's 10.4%. I am long term investor, and i still value my stocks, which include Apple, Microsoft, Tesla. But the broader diversification and higher returns of ETFs are tempting me. So suggest me, what should i do, Should I sell some equities and shift entirely to ETFs, or should i stick with my present stocks and continue investing more in them?

I am new to this crypto world and want to invest in bitcoins. I started investigating by myself through Google and articles. I have opened an account at Bank of America for cryptocurrency exchanges. Before investing, I have one question regarding the cryptocurrency taxation.

What is the process of taxation? Does it apply to the transfer of funds from a cryptocurrency exchange to a bank account, or does it only apply to the profits derived from the sale of tokens? So any expert, please share your thoughts.