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R

Riley

@Riley
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Recent Best Controversial

  • Is Google Voice safe in the long term for important accounts?
    R Riley

    I'm moving abroad and want to keep my U.S. number with Google Voice for OTPs. Is it possible that my bank or other key services might eventually stop accepting VoIP numbers for security reasons, making it unreliable in the long term?


  • Query about Bitcoin
    R Riley

    If I started investing in Bitcoin, then how is it legally classified? Is it classified as a commodity, security, or currency? And how does this classification impact its acceptance within mainstream finance?


  • Travelling Credit Card
    R Riley

    I have recently started traveling frequently and am in need of a reliable travel card. My requirements are; no foreign transaction fees, good travel rewards, and airport lounge access. Is there any card that fulfills this requirement?


  • Should I sell my equities and focus on ETFs?
    R Riley

    My portfolio's year-to-date return is 8.5%, compared to SPY's 18.5% and SCHD's 10.4%. I am long term investor, and i still value my stocks, which include Apple, Microsoft, Tesla. But the broader diversification and higher returns of ETFs are tempting me. So suggest me, what should i do, Should I sell some equities and shift entirely to ETFs, or should i stick with my present stocks and continue investing more in them?


  • How does taxation work with cryptocurrencies?
    R Riley

    I am new to this crypto world and want to invest in bitcoins. I started investigating by myself through Google and articles. I have opened an account at Bank of America for cryptocurrency exchanges. Before investing, I have one question regarding the cryptocurrency taxation.

    What is the process of taxation? Does it apply to the transfer of funds from a cryptocurrency exchange to a bank account, or does it only apply to the profits derived from the sale of tokens? So any expert, please share your thoughts.

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