The current Federal Reserve Rate is 5% to 5.25%, which you need to keep in mind while choosing between short-term and long-term goals. To control inflation and economic growth, the Federal Rates need to be changed from time to time.

But you have short-term goals, so you can choose High-Yield Savings Accounts, Certificates of Deposit (CDs), Money Market Accounts, Treasury Bills (T-Bills), and Short-Term Bond Funds.

All these options are good for short-term goals. They often require a minimum balance to qualify for the higher rates, have flexibility with your money, and have fixed interest rates from a few months to a few years.

There is no need to report to the IRS if you buy or hold any Bitcoin. Purchasing and holding the bitcoin does not come under the taxable bar.

But if you sell or exchange it for another cryptocurrency or use it to purchase goods or services then it comes under the taxable slab, which means you need to report to IRS.

While filling out your tax return, you must include your digital assets, if you have any. And always consult a tax expert who knows about cryptocurrencies.

For your recent UK trip, you can purchase travel insurance at the last moment. There are many travel insurance policies that you can buy online quickly and easily even before your departure.

Allianz Global Assistance, Travel Guard, and World Nomads are a few companies that provide flexible travel insurance and some of them also cover unexpected trip delays, baggage loss, and emergency medical facilities.

You can choose the travel insurance policies according to your needs, but be sure that you read the policy very carefully.

Gaming with blockchain is exciting. With businesses like NexGami focused on Web3 gaming and establishing connections, it might completely change who owns in-game goods and characters and create brand-new opportunities for achievement. Like unique code, blockchain has the potential to transform gaming, by allowing players to trade sell, or use their items across different games, which makes games more enjoyable.