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Banking

79 Topics 156 Posts

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  • 19 Topics
    36 Posts
    T

    If so many U.S. banks now offer higher-yield savings, smooth ACH transfers, and better digital features, shouldn’t I consider whether my partner’s mom should switch from her limited credit union to a more reliable mainstream bank?

  • 17 Topics
    32 Posts
    K

    Before you sign anything, be sure to thoroughly review the loan agreement. Watch out for any sneaky hidden fees, prepayment penalties, or confusing variable interest rates.

    Additionally, it’s a good idea to check independent reviews and see what the Better Business Bureau (BBB) has to say. They can provide valuable information on the lender's customer service, response times, and how they handle any issues. Ultimately, it’s all about comparing different lenders so you can find a loan that is not only affordable but also clear and reliable in the U.S. market.

  • 20 Topics
    43 Posts
    O

    I already have a Capital One Quicksilver credit card, and now I’m looking to add another card for everyday spending. Can anyone recommend a good no-annual-fee card with solid perks for daily use?

  • 14 Topics
    28 Posts
    U

    So, with all these new challenger banks giving you access to your paycheck two days early, do you think the UA card discount is really worth the possibly high fees? Plus, you’d probably receive your paycheck at the usual time instead of early. What do you think?

  • 9 Topics
    17 Posts
    B

    Why do QR code e-wallet payments seem so uncommon in the U.S.? Since I already use credit cards without extra fees, is there even a real benefit for me to switch when Apple Pay and Google Pay work just like tap-to-pay cards?