Your browser does not seem to support JavaScript. As a result, your viewing experience will be diminished, and you have been placed in read-only mode.
Please download a browser that supports JavaScript, or enable it if it's disabled (i.e. NoScript).
If I lock $10,000 in a 12-month CD at 4% but need cash early, that penalty could wipe out half my earnings. Realistically, how many people actually keep CDs untouched for the full term when life throws unexpected curveballs like this?
