First, just think about how much coverage you need. Think about your future living expenses, the cost to feed your family in the future, your debts, and how much it will cost to close. After considering all the points choose your insurance.

Here are some companies you can consider and choose according to your needs.

State Farm Insurance Company has amazing reasonable rates and good customer service. Banner Life Company offers you affordable and flexible term insurance. Aig Direct has an amazing range of term lengths with appropriate coverage amounts.

There are some luxury cards like Citi Prestige, Amex Platinum or Chase sapphire, which provide you luxurious benefits, travel credits and easy lounge access.
In case if you want to customize your perks, you choose co-branded hotel or airline credit cards.

Yes! you can buy travel insurance at the last moment. There are many travel insurance providers, from where you can choose according to your requirement. Allianz Global Assistance, World Nomads, Travel Guard by AIG.

All the insurances have different benefits (medical coverage, trip cancellation), so it’s better to go through each insurance and compare them and then decide the best insurance for you.

I appreciate your explanation. But, I'm not really sure how Ethereum should be used. What are some specific examples of potential future applications for Ethereum? Why is it still better? How can I get profit from something like Ethereum? Thanks

Thanks for your advice. But I am planning to invest around $150-$200 in bitcoin. I want to know if investing this much in bitcoin would be worthwhile for around 20 years. Does it make sense?

Walmart Money Cards are safe. I have used a Walmart Money card for at least 15 years and I never had a problem. At Walmart, it costs $3 per month and $3 each load. The FDIC covers Walmart Money cards up to the maximum amount for money held by Green Dot Bank. I can see my transactions and check my balance by simply logging into my WalmartMoneyCard.

Thanks for your reply. I used this card, and its really beneficial for me.

Thanks for the reply, I already started trading in Dogecoin and started earning some small profits already. Is there any other meme coin in which I can invest?

You are saying blockchain technology is the most secure option for cryptocurrency, but if the mining is mostly controlled by a few big players, then how can the blockchain network stay fair and independent?

You can compare plans according to your family size, income, on this government-run marketplace (https://www.healthcare.gov/contact-us). It may even provide subsidies to assist in cost reduction.

Take into account PPO (Preferred Provider Organization) or HMO (Health Maintenance Organization) insurance.

HMO usually offers cashless options within their network, but limit the options for doctors to choose. But PPOs provides you more options of providers, but they may involve additional charges even before insurance making payments.

If you want to go for cashless, think about the plans that have a sizeable in-network hospital system nearby. Look for higher coverage, as for hospital expenses that are covered by the plan like doctor visits, surgery, and housing.

But before your insurance starts to pay, you have to pay for your deductible amount of money that is you have to pay each year before your insurance starts.

To get the rewards, you must own shares by the record date, which is usually 1 business day before ex-dividend date. You will still get the dividend payment later if you sell shares after ex-dividend date.

The US Stock market’s instability depends on the state of the global economy. Strong global economies increase business profits and stock prices, while weaker economies may lead to low-profit rates and low stock values.

Moreover, fights between 2 countries over their economies can also impact their global trade by impacting their business and industries.

You can easily open an account online, through the Capital One mobile app or in- person at any branch of bank. Just add your basic details to open the account. There is no need of deposit to open or maintain the account open.

Capital bank offers the interest rate of 4.25% APY. You can easily transfer your money and manage it very well. Capital bank provides FDIC insurance to protect your accounts upto $250,000 per depositor.

Well, investing in crypto is all about the safety and security. And the US government is working in this direction. Rules at state, federal, and FinCEN level centers mainly focus on consumer protection, fraud and money laundering.

New technologies like Blockchain analysis tool, manage risk and protect their customers. Then there is MFA( Multi-factor authentication) in which the customer is granted access to the website only after giving 2 or more evidence to an authentication process.

Before investing, just make sure you are using authorized US Exchanges, consider hardware wallets and stay connected with SEC official website (https://www.sec.gov/).

Just understand that crypto is still developing, so it's better to be more conscious to reduce the risk of fraud.

There is no need to report to the IRS if you buy or hold any Bitcoin. Purchasing and holding the bitcoin does not come under the taxable bar.

But if you sell or exchange it for another cryptocurrency or use it to purchase goods or services then it comes under the taxable slab, which means you need to report to IRS.

While filling out your tax return, you must include your digital assets, if you have any. And always consult a tax expert who knows about cryptocurrencies.

To get the extra discounts, you can use the fuel vouchers along with your rewards card. But it's kind of tricky because it depends on the specific station’s policy. It's better to read the terms and conditions of specific petrol stations.
To save more money always check before you fill up as there are some terms and conditions also. Like 1 coupon/discount per transaction, some coupons will work for certain types of fuel, or you can only fill up your car up to certain limits.

Insurance premium depends on: the truck’s model, age of the driver, location, driving history of driver, usage of the truck, type n insurance company, and many more.

Before buying a truck, be clear about your needs. If you are not going to drive much there are many companies like Telematics Services, which provides discounts according to your driving habits.

Some insurance companies offer discounts to customers so they can install some safety equipment.

While choosing a truck choose 1 rated highly for safety by groups like Insurance Institute For Highway Safety (IIHS) to save money on insurance and for better coverage.

Yes it's possible to link your Apple pay to your Chase Bank US debit card. Just open your Apple pay app n simply add a new card and follow the instructions to validate your card details. Once everything is done, you can simply use your mobile for purchasing.

Your DTI ratio will be improved after you paying off your BNPL loans. BNPL (Buy Now, Pay Later) increases your monthly debts, and lenders treats these installment payments as a debt. So by paying off, your total monthly loan payments will be decreased. If your DTI ratio is low, then the financial institutes, thinks that you make more money than you own, which makes you a dependable borrower.

The current Federal Reserve Rate is 5% to 5.25%, which you need to keep in mind while choosing between short-term and long-term goals. To control inflation and economic growth, the Federal Rates need to be changed from time to time.

But you have short-term goals, so you can choose High-Yield Savings Accounts, Certificates of Deposit (CDs), Money Market Accounts, Treasury Bills (T-Bills), and Short-Term Bond Funds.

All these options are good for short-term goals. They often require a minimum balance to qualify for the higher rates, have flexibility with your money, and have fixed interest rates from a few months to a few years.

When hiring W-2 workers, you must manage their payroll taxes, including Social Security, income, and Medicare contributions, and provide additional benefits such as unemployment insurance and health insurance.

However, 1099 contractors bear the responsibility for their own taxes and receive fewer benefits. W-2 workers have more control over their work, despite contractors offering more flexibility and fewer administrative tasks.

If your company wants greater control, then choose W-2; if your company needs more flexibility, then 1099 may be better.