How can i reduce my total interest on my student's loan?
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I am applying for a fixed 9.74% APR student loan with Citizens Bank, with a principal balance of $9,500 and a cumulative interest of approximately $5,630 over a five-year period. Are there any choices to refinance for a lower rate? Is this usual for student loans? Are there any better choices other than Citizen Bank, which reduces the total interest paid?