What are the benefits of buying life insurance from Pacific Life Company?

[Casey]

What are the different types of life insurance and annuity products offered by Pacific Life? Are there any specific features or benefits that make Pacific Life’s offering unique compared to any other insurance companies?

[Kaile]

Pacific Life has many types of life insurance and plans that satisfy the needs of all customers.

Life Insurances provided by Pacific Life Insurance Company:

1. Term Life Insurance: Gives you coverage for a limited period of time.
2. Whole Life Insurance: Gives you lifelong coverage with fixed premiums and build-up cash value.
3. Universal Life Insurance: it’s a type of permanent life insurance with flexible premiums and guaranteed minimum interest crediting rates.
4. Variable Universal Life Insurance: Provides a wide range of investment options and has flexible premiums.

An annuity provides a fixed reliable monthly income for your entire life. These are:

1. Variable Annuities: have a broad range of market-based investment growth potential with variable returns.
2. Fixed Index Annuities: give options to grow money based on the movement of an index. You can earn a higher interest rate.
3. Immediate Annuities: provides fixed, reliable income that begins within a year and lasts as long as you live.
4. Fixed Annuities: gives you guaranteed growth at fixed rate of interest.

Pacific Life Features:

1. Strong financial track record.
2. Good competitive rates.
3. Unique product features.

It’s always advisable to compare the quotes from different insurers and then select the insurance according to your needs.