New York vs. UMR health insurance?

[Ines]

Considering my medical history and concerns about UMR, should my first focus be searching the New York health insurance market or consulting a broker for better long-term coverage options?

[Kaile]

According to your medical condition, you should explore the New York health insurance market that suits your needs very well. According to available data, New York’s health insurance options under the ACA offers strong protections, ensuring insurers cannot deny coverage or charge more due to pre-existing conditions.

New York's ACA Marketplace provides a variety of choices for individuals and families, with guaranteed coverage despite medical history.