My insurance premium suddenly increased unexpectedly.
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The General raised my premium without warning and then tried to bill me after I canceled! How are they allowed to make such drastic pricing changes without clear disclosure? What are my real options for disputing these charges before they send me to collections?
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@AvaB I’m so sorry you're dealing with this — that sounds incredibly frustrating. The good news is that you actually have some solid rights here. In the U.S., insurance companies aren't allowed to just surprise you with rate hikes; they’re legally required to disclose premium changes and cancellation terms in writing before they happen.
If I were in your shoes, I’d start by demanding a clear written explanation from The General and digging through your policy’s disclosure fine print. If they aren't playing ball or are billing you for a canceled policy, don't hesitate to file a complaint with your state’s Department of Insurance. It’s also a good idea to dispute those charges now so they don't end up affecting your credit.