Is bundling auto and renters insurance a smart move?
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If my Geico rate went up after losing the low-mileage discount, should I check how Progressive, State Farm, or Allstate adjust premiums for regular commuting? And could bundling my auto and renters insurance with Liberty Mutual or Farmers still help me lower my overall costs?
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You are absolutely right — it's definitely worth checking! The key is that each insurer — Progressive, State Farm, Allstate — calculates commuting risk differently, so rates can vary much more than you'd expect.
Your smartest move is still to check bundling. Bundling auto and renters insurance with a company like Liberty Mutual or Farmers can often significantly reduce your overall premium through substantial multi-policy discounts. Just get a few quotes, and you'll quickly see exactly where you can save the most money.
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You're totally right. Since U.S. insurers price commuting so differently, I really need to shop around. If I bundle my auto and renters insurance with someone like Liberty Mutual or Farmers, could those multi-policy discounts actually save me some serious cash?
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@Kaile Given that insurers calculate commuting risks differently and that bundling offers varying discounts, should I compare standalone and bundled quotes across multiple providers instead of assuming that one choice is always the cheapest option?