Investing in LLY could be a profitable decision, as it shows strong growth because of their recent advancement, and analysts estimate steady growth in the next few years. But still, the pharmaceutical business is very competitive. So, it is advisable to evaluate the risk factor and valuation criteria before investing.

Walmart is a defensive stock,  so investing in Walmart's shares could be a long-term investment, but high inflation and retail instability could affect its short-term profitability. 
Before deciding, review your income, investing goals, company's future expansion, and overall market conditions.

SCHD and VYM both give stability, but their growth is slower than other ETFs like QQQ or VIG. If your objective is consistent income, not fast growth, then they perform well. You are therefore lacking nothing; the focus should be on matching your financial growth.

There is no need to switch totally to ETFs. You can keep your stocks and add other ETFs like SPY or SCHD to your portfolio, as they provide more stability and broader exposure to you. My suggestion for you is to just maintain your core stocks and invest in ETFs for better diversification and for steady returns.

Investing in VTI is a good decision because of its broad market exposure. Managing the market is challenging, so start early with small, regular investments can reduce the risks from short-term market ups and downs. Try to balance VTI with safer investment options like Treasury bonds, Blue-chip Dividend Stocks, Treasury bills and others.

Investing needs diversification. Investing in UD Dividend ETF is a beneficial choice. To diversify, you can explore other ETFs like VXUS, IEMG or VWO for global exposure.

Hardware Wallets (Ledger,Trezor) are the safest option for storing your Bitcoin, since they hide your keys offline and shield you from hacks.
Set up two-factor authentication , Use strong passwords and avoid sharing your private keys.

Thanks for your reply. I used this card, and its really beneficial for me.

Well, you need somewhere around $7,000 to $12,000 to start a remote telemarketing business. This budget will cover basic business needs such as software subscriptions (CRM, VoIP), training, hiring, and any initial marketing charges.

When hiring W-2 workers, you must manage their payroll taxes, including Social Security, income, and Medicare contributions, and provide additional benefits such as unemployment insurance and health insurance.

However, 1099 contractors bear the responsibility for their own taxes and receive fewer benefits. W-2 workers have more control over their work, despite contractors offering more flexibility and fewer administrative tasks.

If your company wants greater control, then choose W-2; if your company needs more flexibility, then 1099 may be better.

A Walmart prepaid money card is generally safe to use. When problems with money access are not common, then it can be normally fixed by following certain procedures. But still, if you are worried, you can look for other prepaid card options that can fulfill your requirements.

To lower the fraud risks, Citibank might be modifying its rules like regulatory changes, fraud prevention strategies, risk assessment. Sometimes banks can change the card limits. So it's better to have a word with Citibank officials and ask for the particular cause of these modifications and investigate whether any possibilities exist to revert your former restrictions.

There is no need to deposit the money. Card delivery can take up to 7-10 business days, so it may be your card is in transit. Just wait for some more days. If it doesn't arrive soon, reach out to Truist's customer service.

Chase Sapphire Preferred is a best choice as it offers great travel rewards for domestic trips and gives 3x points on dining and groceries.
American Express Gold is also another great option for you. It gives you benefits on travel, restaurants, groceries, and shopping also.
Both cards are suitable for frequent travelers like you.

To apply for a home loan, you need the following documents:

Proof of Income. Bank statements, which show your savings. Your Credit Report Identity Proof. Proof of Asserts Employment Verification.

Both banks are major banks in the US, which offers a wide range of banking services.
Chase bank is known for its easy-to-use mobile apps, digital banking services, large-scale ATM networks, and good reward system.

Wells Fargo is famous for their extensive branch network, wide range of financial products, and excellent customer service.

You can choose Chase Bank if digital experience is your priority. However, Wells Bank offers excellent in-branch support. The bank you will choose will depend on your priorities and needs.

Try logging in from a different browser or clearing your browser's cache; this issue might be due to a technical glitch. If you are still unable to log in, reach out to your bank for assistance or visit them in person. They will reset your login credentials, and you can access your account again.

For long-term growth, all four ETFs are excellent options. SPY provides exposure to the S&P 500 and a diverse range of large-cap US companies, making it an ideal choice for long-term growth.
VOOG and SCHG focus on growth stocks, which provide possible profits, but more risk is there. 
QQQM primarily favors technology companies. It provides more volatility but also more growth potential.

So if you want long-term growth, then SPY, VOOG, and SCHG can be beneficial options. If you are seeking a more rapid expansion, QQQM is the best option for you.

Many people in Minnesota have such a great experience with multi-family homes. It's an amazing approach to creating some rental income and growing equity. You already had a great experience by turning your duplex into a profitable venture, so again investing in them could be a wise decision. However, I would advise you to closely consider all the prospective rewards and hazards of your investments this time. Make sure you grasp all the rent laws as well as the property tax laws.