Affordable health insurance options.
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I am working in a small company that offers a health plan that costs $452/month, which is too much for me. I am single, healthy, and can't afford this much. And I guess there is no open enrollment right now, and I need to visit the PCP within the next 2-3 months. Are there any affordable options available for me?
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If your employer's health plan is too costly, explore alternatives. As a healthy single, you can check the Health Insurance Marketplace for potential subsidies to reduce premiums.
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Medicaid may also be available if your income is low. During off-enrollment periods, consider special enrollment options if you've lost coverage or changed jobs.
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Additionally, short-term insurance or affordable telehealth plans can provide basic care until enrollment resumes. Do not neglect medical care; temporary plans or community clinics can assist in maintaining necessary appointments affordably and safely.
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@DeFiScope If employer-sponsored health insurance is too expensive and open enrollment has ended, look into these practical alternatives.
- Short-Term Health Insurance
- Direct Primary Care (DPC) Plans
- Medicaid
- Affordable Care Act (ACA) Marketplace Plans
- Special Enrollment Period (SEP) Options
- Association or Group Health Plans
- Health Reimbursement Arrangements (HRAs)
- Catastrophic Health Insurance Plans
- Healthcare Sharing Ministries
- Community Health Clinics