How can we make sure safe-driving rewards don't come at the cost of our privacy? It’s a tough balance — protecting our personal data while preventing insurance companies from overstepping or misusing that information.

I have very bad credit from some of my past mistakes, and I am in a very difficult financial situation to maintain my house. I lack the necessary funds to repair my home. Is it possible to secure a loan approval despite having bad credit? I am new to all this. My application received a denial. So what should I do now?