The General raised my premium without warning and then tried to bill me after I canceled! How are they allowed to make such drastic pricing changes without clear disclosure? What are my real options for disputing these charges before they send me to collections?

Does my ETF portfolio effectively balance growth and income for long-term investing? As a beginner, I've selected VUG, IJR, VTV, SCHD, VNQ, and AGG with specific allocations. Will this mix achieve capital growth, dividend returns, and overall portfolio stability? Your expertise is appreciated.

I need a loan for my business start-up. But my credit score is not good. So is there any way to apply for a business loan with bad credit, or how would I just raise the chance of acceptance?