Your ETF strategy is well-balanced so that it can grow and make you money over the long term. VUG gives you growth and IJR targets for capital growth; VTV is for value; SCHD is for income; VNQ is for real estate; and AGG is for bonds.

This diversification helps you in your business growth and makes money for you. So for beginners, amalgamation of growth, income, and stability is very good.

But I have heard that Small Business Administration (SBA) Loans provide loans only for real estate. I think alternative lenders are the best option. Actually, I also need a loan for my start-up, and I am considering taking a loan from BlueVine.