With rates likely to drop, I’m trying to decide between locking in a CD or staying liquid in a HYSA. Since my home-buying timeline could shift, how do I balance higher yields against the risk of early withdrawal penalties?

Is Bitcoin really the safest and most powerful cryptocurrency available? With all the hacks, scams, price fluctuations, and new regulations surrounding it, can we still trust it completely? Are there weaknesses we should be aware of?