@Evelyn
Sector-specific ETFs — particularly in technology and healthcare — can be thrilling due to their strong growth potential, but they also carry higher risks. These sectors can react sharply to market changes, leading to quick losses if the situation deteriorates. That's why it's smart to balance them with a mix of other sectors and asset classes. A well-diversified portfolio not only cushions short-term volatility but also helps you stay on track for long-term financial goals.