@ForkAndFi said in Is my emergency fund sufficient?:

I understand your explanation, but how do I balance paying insurance premiums and keeping cash on hand when travel issues are infrequent and my emergency fund is small?

It’s challenging, but it's wise to focus on basic coverage like liability and travel essentials while growing your emergency fund. Try adjusting your deductibles or comparing plans annually to lower your premiums. It keeps you protected without draining the cash you’re trying to save for a rainy day.