You are absolutely right — it's definitely worth checking! The key is that each insurer — Progressive, State Farm, Allstate — calculates commuting risk differently, so rates can vary much more than you'd expect.

Your smartest move is still to check bundling. Bundling auto and renters insurance with a company like Liberty Mutual or Farmers can often significantly reduce your overall premium through substantial multi-policy discounts. Just get a few quotes, and you'll quickly see exactly where you can save the most money.

Liability insurance comes into the picture when you are responsible for others' damage.
Collision covers damage done to your car from an accident.
Comprehensive protects against non-collision incidents like theft or damage done because of weather.
All these coverages offer distinct forms of protection for different types of events.

The S&P 500 provides information about the performance of 500 leading US companies in the stock market. These companies cover many areas, like healthcare and tech, finance, and consumer goods. It's a key measure of the market's strength, and because many investments try to follow its performance, it's a vital tool for investing and understanding the economy.