I know untreated sleep apnea is wrecking my energy and health, but the insurance hurdles for a CPAP are exhausting. Is it worth waiting weeks for approval, or should I just pay out of pocket to start treatment now? I'm trying to figure out if the immediate relief is worth the extra upfront cost.

Hi, I am in a very difficult situation. Crypto.com delisted some of my low-value cryptocurrencies, which I can't move or transfer. So what can I do now? Do I need to report these on my taxes?