@Seraphina-Grey this 0% APR business card is a great option for small businesses looking for short-term cash. It's handy for things like buying inventory or keeping your cash flow in check without racking up interest right away.

However, it's crucial for business owners to consider the downsides as well. If you apply for a lot of credit all at once, it can hurt your credit score. Additionally, when that introductory period is over, the interest rates can increase quickly, which can lead to a lot of stress if you're not careful. That's why having a solid plan for paying things back is essential. You want to ensure you're using this card wisely and not getting into a difficult financial situation.