I'm comfortable with the safety of Treasuries and fixed deposits, but I'm seeing higher yields abroad. Does the extra interest justify the complications that come with currency volatility and foreign laws? I'm worried that dealing with exchange rates and the hassle of getting my money back makes it simpler to stay local.

What are the current U.S. regulations for protecting digital assets in light of the notable cryptocurrency occurrences of the past, such as the $8 billion lost in FTX and the legal troubles of Binance? Is the government working to create stricter rules to safeguard investors and stop market volatility in the future?