If a regulated product like the DIME ETF makes altcoin exposure safer and easier, could relying on an ETF limit your upside compared to directly holding tokens like Solana or Cardano? Or does the added security outweigh that potential loss?

CoinShares is introducing the DIME ETF, which offers diversified exposure to a basket of altcoins such as Solana (SOL) and Cardano (ADA). What strategic role do these structured products play in managing portfolio risk for U.S. investors focused on enhancing their crypto portfolios?

I'm comparing car insurance rates and noticed they vary based on things like ZIP code and car age. Why is that? Which factors—like mileage or credit—matter most to insurers?