What do you need to do to get a Truist One checking account with a debit card? If I don't have a credit card, will I get beneficial rewards? Is it better than a basic Go2bank account?

With the volatility in the Bitcoin market, is Polkadot (DOT) a good alternative to buy in terms of risk and technology? Is Polkadot (DOT) a more secure option for long-term investments compared to other cryptocurrencies such as Cardano or Ethereum?