@William You’re definitely on the right track with your thinking here. I wouldn't rush to close that Capital One Platinum card just yet; doing so can actually hurt your credit history and increase your utilization, which might lower your score. It’s better to keep it open, use it for the occasional small purchase, and pay it off. That way, you keep your credit profile strong while you wait to snag a rewards card with better perks later on.

By running automated code on a blockchain, Web3 smart contracts remove the need for middlemen. Front-end applications use APIs to communicate, enabling actions like token transfers and data storage. When a user triggers an event, the app sends a transaction, updating the blockchain via the smart contract. These contracts, deployed on platforms like Ethereum or Solana, ensure secure and decentralized connections between apps and the blockchain.

For starting a homemade chocolate business, you need a Business license, a Food handler's permit, and potentially a Cottage food operation permit. The labeling of your food item must meet the standard set by the FDA. Check Local Health Department Regulations for food safety. Before starting a business, Insurance, Zoning laws, and Sales tax permits are mandatory.