Is it smart to save on insurance by omitting flights?
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Our flights are fully refundable, so I’m considering only listing my non-refundable hotel and tour costs for the insurance. Is saving on the premium a wise choice, or am I restricting coverage for flight delays, missed connections, or emergency rebooking by not including airfare in the policy?
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Our flights are fully refundable, so I’m considering only listing my non-refundable hotel and tour costs for the insurance. Is saving on the premium a wise choice, or am I restricting coverage for flight delays, missed connections, or emergency rebooking by not including airfare in the policy?
@BitBy-Cris You can definitely skip insuring the flights if they’re refundable and just cover the hotels and tours to save on the premium. However, keep in mind that "full" travel insurance usually helps with issues like delays or lost bags as well. If the extra cost isn’t too high, it might be worth it so you don’t have to stress about the logistics if the airline drops the ball.
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