How can I manage rising car insurance premiums in New Jersey?
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It's a total headache, but New Jersey's new 2026 rules mean we all have to carry more coverage now, which is why rates are jumping. If you want to save some cash, just try switching your PIP to "Health Care Primary" so that your medical insurance handles the heavy lifting.
Don’t forget to verify if you’ve got the Limitation on Lawsuit option; it can really help keep your monthly premiums from going up too much.
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