For long-term growth, all four ETFs are excellent options. SPY provides exposure to the S&P 500 and a diverse range of large-cap US companies, making it an ideal choice for long-term growth.
VOOG and SCHG focus on growth stocks, which provide possible profits, but more risk is there. 
QQQM primarily favors technology companies. It provides more volatility but also more growth potential.

So if you want long-term growth, then SPY, VOOG, and SCHG can be beneficial options. If you are seeking a more rapid expansion, QQQM is the best option for you.

Many people in Minnesota have such a great experience with multi-family homes. It's an amazing approach to creating some rental income and growing equity. You already had a great experience by turning your duplex into a profitable venture, so again investing in them could be a wise decision. However, I would advise you to closely consider all the prospective rewards and hazards of your investments this time. Make sure you grasp all the rent laws as well as the property tax laws.

Usually brokered CDs are insured by the FDIC upto $250,000 per individual at each bank. Just make sure the insurance relates to the issuing bank rather than from any broker.

Minimum deposit, bank's reputation, interest rates, maturity dates and early withdrawal penalties you need to keep in mind while choosing the suitable CD for yourself.

You should avoid foreign broken CDs, as these are not FDIC insured, but still, if you want to take them, then carefully investigate the reputation and financial condition of that bank.

You are in a fantastic financial position to buy that property with this strong income and no debt. I know it's very difficult to live in a rented apartment with a huge family. But buying that house for $720,000 is a fantastic deal, particularly considering a large down payment will help reduce monthly costs.
If you have the patience, wait for a favorable option that you are certain you will secure in the future. However, I advise you to act quickly, as the cost of real estate is constantly increasing. In the end, it only relies on your long-term goal and your level of readiness for the responsibility of homeownership.

In the States, cryptocurrencies are considered taxed property. This means you must pay taxes on any profits you make from selling or trading bitcoin. There is no tax on just moving money from an exchange to your bank account; taxes apply to any earnings from trading or selling. You must maintain a record of your transactions for your tax returns, allowing you to track any gains or losses.

Thanks for your advice. But I am planning to invest around $150-$200 in bitcoin. I want to know if investing this much in bitcoin would be worthwhile for around 20 years. Does it make sense?

I appreciate your explanation. But, I'm not really sure how Ethereum should be used. What are some specific examples of potential future applications for Ethereum? Why is it still better? How can I get profit from something like Ethereum? Thanks

Skill gap is not only the main issue for the mismatch between the current unemployment rate and the number of job openings. There are many other factors also:

Candidates want a higher salary, which does not go with the current market rates. Some job seekers do not have the qualifications that companies want. Mismatched job locations. Work culture changes post-pandemic.

Term insurance is a smart choice for your family. To find the best insurance for your family compare the quotes from different insurance providers, and then choose the perfect insurance for your family.

While choosing insurance for your family, you need to consider these factors:

What should be the suitable amount of coverage for your family? Choose the insurer with the good ratings and make sure they pay out the claims. Select the insurance which provides the additional coverage options like critical illness or accidental death.

Yes! you can buy travel insurance at the last moment. There are many travel insurance providers, from where you can choose according to your requirement. Allianz Global Assistance, World Nomads, Travel Guard by AIG.

All the insurances have different benefits (medical coverage, trip cancellation), so it’s better to go through each insurance and compare them and then decide the best insurance for you.

You can postpone the repairs, but it's best to check with your insurance company first. Explain your situation to your insurance company, and discuss delaying the repair until after your trip. Most companies will work according to your schedule, but you have to disclose the accident. If there are any updates regarding the modification, notify your insurance provider.

Hi

If you can’t pay the car insurance today, then ask about the grace period for late payments. Some companies allow grace periods for late payments. This facility varies among the insurance companies.

If you have time to pay for the insurance, pay immediately. There can be a late fee, but there shouldn’t be a coverage delay if you renew.

If the grace period is gone, then your policy might be cancelled, and you need to buy a new policy. Contact your insurance company as soon as possible.

Hey! I am sorry to learn about your mishap. So you have full insurance with Progressive, I can't tell you the exact amount they will pay you. They will cover the repairs, minus your deductible. The exact amount they will pay depends on the extent of damage done to your car and your policy details.

Contact Progressive to file a claim and obtain the calculated repair amount. If the other driver is at fault, then Progressive will give you full coverage.

You are still on your father’s insurance so it’s better to call the insurance company and get the full information about the coverage in your situation. You live in a different city, so almost all the health insurance plans offers coverage for out-of-state medical visits. Ask the company to check if it has network of doctors in Lorain. In-network doctors generally charge less and have a high chance of covered.

Walmart Money Cards are safe. I have used a Walmart Money card for at least 15 years and I never had a problem. At Walmart, it costs $3 per month and $3 each load. The FDIC covers Walmart Money cards up to the maximum amount for money held by Green Dot Bank. I can see my transactions and check my balance by simply logging into my WalmartMoneyCard.

Wells Fargo charges 3% foreign transaction fees. Moreover, $5 is charged for ATM withdrawals made outside of the US.

Citibank credit card offers a variety of benefits and rewards for travelers.

Benefits: Gives access to  airport lounge, travel insurance, lost or damaged luggage protection, comfortable staying at hotels during long layovers, Rewards: Provides you travel benefits, adds points/miles on travel purchases, and offers a welcome bonus.

If you travel a lot then Citibank offers you a variety of card. The Citi Premier Card offers points on air travel, hotels and restaurants. Then there is AAdvantage Platinum elect World Elite Mastercard which offers you 2x miles on airlines purchases, eating at restaurants and gas stations.

Selecting a good credit card for travel depends on your travel habits and preferences.

Well, this has not happened to you only. Others have also faced these issues with AMEX on the American Airlines website. Just add your card to the list of available payment options in your profile, and then choose it at checkout.