Is she missing out on better banking options?
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If so many U.S. banks now offer higher-yield savings, smooth ACH transfers, and better digital features, shouldn’t I consider whether my partner’s mom should switch from her limited credit union to a more reliable mainstream bank?
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@TomOnChain It's important to think about this, particularly given the current banking environment in the U.S. Many large online banks now offer better interest rates on savings, faster ACH transfers, and more reliable apps than smaller credit unions. It's important to determine what factors she values most, like low fees, personal help, or easy online services. By evaluating interest rates, focus on transfer speeds, customer service, and account security for a clear and manageable decision.