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    Aetna covers mental health treatment for inpatients, including treatment for depression. The amount of the refund depends on the type of policy and the coinsurance.
    Since you haven't specified the type of policy your mother currently has, it's advisable to speak with Aetna directly and thoroughly review your policy.

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    Yes, UnitedHealthcare offers insurance plans that include dental cleanings and routine eye check-ups. Eye check-up policies may include routine check-ups and prescription lenses. Dental coverage includes dental cleanings and exams. To know better, it's better to have a word with the UnitedHealthcare officials to know better about their plans about dental and vision coverage.

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    Cigna and Humana both provide good health insurance for senior citizens. But i would suggest Humana because the Humana plan is available in almost 90% of the US. However, Cigna is only available in 18% of the US. In terms of ratings and quality, Humana gives you better results. Cigna focuses more on wide coverage with wellness services.
    Therefore, carefully select a health insurance plan that meets your needs, including your healthcare needs, budget, and quality services.

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    It's a great choice for earning rewards on everyday spending with the Discover Cashback Debit card. In contrast, U.S. Bank Simple Checking account cards don't offer any rewards. So Discover cards are beneficial for those who want to save more.

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    It is possible that your bank have put temporary security measures in place to verify your online activity. Contact Bank of America's customer service about any restrictions on your account. They can assist you with your problems and solve them.

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    The Chase Sapphire Preferred is best for you, as it offers more travel rewards, comprehensive travel insurance, and no foreign transaction fees, making it best for international trips. You get the points on flights and restaurants with the American Express Gold card, but it costs foreign transaction fees.

    So according to your needs, i think the Chase Sapphire card is the best for you.

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    If you fly with American Airlines, then their credit card gives you specific benefits like free checked bags and priority boarding. But if you want more travel rewards than you can use the Chase Sapphire Preferred, Capital One Venture or the American Express Platinum Card; these cards give you more freedom to redeem points on different airlines and travel expenses.

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    For those without a credit history, Capital One bank offers secured credit cards. To start your credit limit, make a refundable deposit on a secured card. To increase your credit, pay your bills on time and make small transactions.

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    We do online shopping to buy things (Amazon), subscriptions (Netflix), groceries (Walmart), and services from the Internet, for bill payments, and for that you can use the Goldman Sachs Customized Cash Rewards Credit Card. It is designed for online payments and provides cashback benefits on eligible transactions.

  • Is Platinum Elite worth it?

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    Yes, it's totally worth it. You will get all the benefits like hotel upgrades, late check-outs, and lounge access, which Marriott Platinum Elite status offers. Therefore, I believe that $650 is an excellent value if you are a frequent traveler and want to make the most of your trip.

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    For your business start-up, irrespective of your credit score, you can consider alternative lenders, the Small Business Administration, or using personal assets as collateral.

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    Before applying for the loan, you also submit tax return documents, employment verification documents, and property appraisal documents. Once you submit all the documents, it will take around 30 to 45 days to process your loan.  Usually this time depends on your profile and the bank's procedure.

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    Eastern Bank has excellent customer service. There are some factors that you need to consider while opening an account, like online banking service, mobile banking features, ATM accessibility and fees associated with different account types. It's better to visit the local branch of Eastern Bank to get the real-life experience.

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    There is no need to keep the money in your bank account as JP Morgan offers low interest rates on regular savings accounts. You can invest this money in ETFs or high-yield savings accounts.

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    American Express National bank is a well-reputed bank for high-yield savings accounts, as it offers attractive interest rates with no monthly fees. The customer service of this bank is very good. 
    You need to focus on some factors like APY, account fees, withdrawal restrictions and online banking features while applying for HYSA. There are other banks like Ally Bank, Discover Bank , Marcus by Goldman Sachs famous for their user-friendly systems and excellent interest rates.

  • How can i set up my store online?

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    To grow your business online, target your audience and engage with them through Facebook and Instagram ads. Make eye-catching designs through Canva and also set up a basic web business using Shopify or Wix. Track the preferences of consumers and market trends and then deliver your product accordingly. And most importantly, quick shipping and good customer service can make or break the business so work on this factor.

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    There are some no-code or low-code platforms like Bubble, Glide, AppGyver or Appy Pie that helps you to create workable prototypes. With the help of these tools you can design and test the functionalities without writing the code.

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    Offering free listings is an effective strategy during the initial stages to attract customers and grow your network. When more customers are connected to your business, then try to add premium listings with additional advantages with a cost. With this approach, you can make money and grow your business.