How does the United Debit Card stack up?
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If the United Debit Card offers lower earning rates compared to regular credit cards and has a steep maintenance fee, is it really a good choice in the long run? Or is it just a card for die-hard United fans?
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So, with all these new challenger banks giving you access to your paycheck two days early, do you think the UA card discount is really worth the possibly high fees? Plus, you’d probably receive your paycheck at the usual time instead of early. What do you think?
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@Axel-Ridge Honestly, if the United Debit Card has low rewards and a high fee, it’s probably only worth it if you’re a die-hard United flyer. For most people here in the U.S., a solid travel credit card will provide many more points or cash back without those annoying maintenance costs. Unless you’re actually using those specific perks all the time, you might end up paying more than you're getting back. Definitely check your travel habits first!
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@UrbanPatriot said in How does the United Debit Card stack up?:
So, with all these new challenger banks giving you access to your paycheck two days early, do you think the UA card discount is really worth the possibly high fees? Plus, you’d probably receive your paycheck at the usual time instead of early. What do you think?
The value of the UA card discount depends on your financial situation and fees. The advantages of getting an early paycheck are clear, but excessive fees can cancel out your savings. If deposit timings align with those of a conventional bank, the benefits start to wane. It's essential to review monthly charges and ATM fees thoroughly. If savings are less than costs, a no-fee bank with early direct deposit might be a better option.