Wells Fargo charges 3% foreign transaction fees. Moreover, $5 is charged for ATM withdrawals made outside of the US.

Skill gap is not only the main issue for the mismatch between the current unemployment rate and the number of job openings. There are many other factors also:

Candidates want a higher salary, which does not go with the current market rates. Some job seekers do not have the qualifications that companies want. Mismatched job locations. Work culture changes post-pandemic.

There are some luxury cards like Citi Prestige, Amex Platinum or Chase sapphire, which provide you luxurious benefits, travel credits and easy lounge access.
In case if you want to customize your perks, you choose co-branded hotel or airline credit cards.